Loan Against Property

Loan against property, often known as a mortgage loan, is a type of loan provided to both salaried and self-employed borrowers to help them meet their business and personal needs by mortgaging their property. The money obtained by maintaining the property as collateral can be used for a variety of objectives, including expanding a business, supporting children's education, meeting medical expenditures, and more.

LAP is a better alternative than other types of loans available in the financial sector due to the availability of a larger loan amount and the flexibility to use the cash for a variety of objectives.

A simple application process and guaranteed approval ensure that you receive the finances you need as soon as possible. Apply for a Pahal India Multipurose Nidhi Limited Loan Against Property for the finest solution to your financial demands, including business expansion and emergency.

Eligibility Criteria

Applicants must meet the following requirements to be eligible for the loan:

Should fulfil KYC documents requirements
Age should be between 18 to 58 years
Should not have an adverse credit record
Should meet the acceptable credit norms according to Pahal India Multipurpose Nidhi Limited Should be part of a group of
customers who are willing to guarantee each other for the repayment of loan

How To Apply

Visit the nearest branch of and Pahal India Multipurpose Nidhi Limited our Loan Executive will guide you on the application process.
Contact us and our Customer Care Executive will fix a doorstep service appointment with our Loan Executive to help you with the application process.

Required Documents

Primary ID: Aadhaar
Secondary ID: PAN card / Form 60
In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
- Passport
- Voter ID card
- Driving licence
- NREGA (National Rural Employment Guarantee Act)
- Letter issued by National Population Register containing
- details of name and address
Residence Proof
- Any of the valid KYC documents
- Utility bill (not more than 60 days old)

Quick loan disbursement.
Minimal Paperwork
Lower Interest Rates
Flexible Payment Options
Staying informed
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