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Gold Loan

Gold loans are the simplest and quickest way to receive funds for company or personal use., one of India's leading Nidhi Companies, offers a hassle-free experience to seek gold loans with alluring incentives, simple repayment options, and the lowest interest rates. Anyone who is a member of our organisation and owns gold jewellery is eligible to apply.

Our products are well matched not only to the member's income group, but also to relevant factors such as how much loan members would like to use against jewellery, as well as their level of comfort with regard to the interest rate and periodicity of interest and principle payments. Pahal India Multipurpose Nidhi Limited can help you apply for a gold loan.

Better Opportunities

Gold loans can be utilised for a variety of objectives, including business funding, medical bills, and wedding financing. - The loan amount is determined by the worth of the gold, so the borrower is not need to repay a huge sum of money. - Gold loans typically have shorter repayment terms than other forms of loans, making them an attractive option for borrowers who require immediate access to funds.

Eligibility Criteria

Applicants must meet the following requirements to be eligible for the loan:

  • Should fulfil KYC documents requirements
  • Age should be between 18 to 58 years
  • Should not have an adverse credit record
  • Should meet the acceptable credit norms according to Pahal India Multipurpose Nidhi Limited Should be part of a group of
  • customers who are willing to guarantee each other for the repayment of loan

How To Apply

  • Visit the nearest branch of and Pahal India Multipurpose Nidhi Limited our Loan Executive will guide you on the application process.
  • Contact us and our Customer Care Executive will fix a doorstep service appointment with our Loan Executive to help you with the application process.

Required Documents

  • Primary ID: Aadhaar
  • Secondary ID: PAN card / Form 60
  • In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
    • Passport
    • Voter ID card
    • Driving licence
    • NREGA (National Rural Employment Guarantee Act)
    • Letter issued by National Population Register containing
    • details of name and address
  • Residence Proof
    • Any of the valid KYC documents
    • Utility bill (not more than 60 days old)
  • Quick loan disbursement.
  • Minimal Paperwork
  • Lower Interest Rates
  • Flexible Payment Options
  • Staying informed
  • 24/7 on time services

More Asked Question

There are many reasons to take out a gold loan. Some people use gold loans to finance large purchases, such as a car or a house. Others use them to consolidate debt or to pay for unexpected expenses. Gold loans can also be a good way to invest in gold.